Empowering REal estate investors with accelerated funding options

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About Our Firm

At Preferred Capital Associates, we specialize in offering flexible loan solutions tailored to your financial needs. Our firm is committed to providing transparent, efficient, and reliable services. With a focus on customer satisfaction, we ensure a smooth and supportive loan experience from start to finish.

24 hours approvals

We offer 24-hour approvals for urgent needs, ensuring swift processing and funds without delays. Enjoy rapid approval any time, day or night.

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All credit profiles

We are offering tailored loan solutions to fit your needs. No matter your credit history, we're here to help you secure the funds you need.

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No Application Fee

Enjoy the benefit of no application fees with our loan services. Apply today and secure funding without any upfront costs.

We will Buy your Existing Note or Mortgage

We buy existing notes or mortgages, offering you immediate cash. This helps you unlock capital quickly and simplify your financial situation. Enjoy a fast and hassle-free transaction with us.

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What is hard money

What is Hard Money?

Hard Money loans are a popular financing option for real estate investors, as they are asset-based and focus on the loan-to-value (LTV) ratio of the property. These loans offer fewer restrictions compared to traditional financing, allowing for quicker funding, which is especially beneficial for large rehab projects that may require construction costs. Choosing Hard Money Direct means you’ll experience a streamlined process without the red tape of large companies; you’ll interact directly with decision-makers rather than loan committees. We pride ourselves on our quick turnaround times and our ability to cater to both novice investors and seasoned professionals alike.

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Why Hard Money Direct?

No large company red tape. You will be dealing with the decision makers and not loan committees.  We pride ourselves on quick turnaround. We cater to both the needs of the beginning investor as well as the seasoned pro

hard money direct

Clients By the Numbers

Our loans range from $100,000 to $1,000,000 per transaction. At any one time, we have an estimated $30,000,000 in play (lent out.). Since 1987, when we first started lending money, we have made more than 1,400 loans.

30

$M Invested

1400

Loans

43

Years Of Combined Experience